Life Insurance
Life is unpredictable, and protecting your loved ones is a priority. At VanderSure, we understand the importance of securing your family’s financial future.
Our comprehensive life insurance plans are tailored to meet the unique needs of individuals and families in the vibrant and culturally rich nation of Thailand.
We are committed to providing you with peace of mind through robust life insurance solutions. Our team of experienced professionals is dedicated to guiding you through the process of choosing the right coverage that aligns with your financial goals and family’s needs.
Our life Insurance Companies:
Key Features of Our Life Insurance Plans
Customized Coverage
- Tailor your insurance plan to fit your specific requirements.
- Choose from a range of coverage options, including term life, whole life, and investment-linked policies.
Financial Security
- Ensure your loved ones are financially protected in the event of unforeseen circumstances.
- Receive a lump sum payout that can cover outstanding debts, education expenses, and daily living costs.
Flexibility and Affortability
- Flexible premium payment options to suit your budget.
- Review and adjust your coverage as your life circumstances change.
Frequently Asked Questions
What is life insurance?
Life insurance is a contract between an individual (the policyholder) and an insurance company. In exchange for regular premium payments, the insurance company provides a death benefit to the policyholder’s beneficiaries upon the policyholder’s death.
Why do I need life insurance?
Life insurance provides financial protection for your loved ones in the event of your death. It can help cover funeral expenses, pay off debts, replace lost income, and provide for your family’s future financial needs.
What are the different types of life insurance?
There are two primary types of life insurance: term life insurance and permanent life insurance. Term life insurance provides coverage for a specific term (e.g., 10, 20, or 30 years), while permanent life insurance, such as whole life or universal life, provides coverage for your entire life and includes a cash value component.
Can I get life insurance if I have a pre-existing medical condition?
It’s possible to get life insurance with a pre-existing condition, but the availability and cost of coverage may vary. You may need to provide medical records and undergo a medical examination, and your premium rates could be higher.
How much life insurance do I need?
The amount of life insurance you need depends on your individual circumstances, including your financial obligations, such as mortgage, debts, and future expenses like education for your children. A common guideline is to have coverage that’s 5-10 times your annual income.
Is life insurance expensive?
The cost of life insurance varies based on factors like your age, health, coverage amount, and type of policy. Term life insurance is generally more affordable than permanent life insurance. It’s essential to shop around and compare quotes to find the best policy for your budget.
Can I change my life insurance policy later?
Yes, you can typically make changes to your life insurance policy, such as adjusting the coverage amount or beneficiaries. However, changes may require a medical exam and could impact your premium rates.
What happens if I stop paying my life insurance premiums?
If you stop paying your premiums for a term life insurance policy, your coverage will typically lapse, and you won’t receive any benefits. For permanent life insurance policies, there may be options like using the cash value to pay premiums or converting the policy to a reduced paid-up policy.
Other Insurances
Business Insurance
Protect your business, and opt for one the P&C (Property and Casualty) insurance policies.
Travel Insurance
Never go traveling without travel insurance, inpatient cover should always be taken out.
Health Insurance
Protect you and your family for unforeseen medical costs in Thailand.
Some comments from Our Customers
From the 1st question as to which health-care insurance would be appropriate for my wife, until the conclusion with the insurance effective, was extremely quick, well-advised, thought through, and regarded from OUR point of view what would be best for us (thus:, not an insurance company point if view, or whatever). We, my wife and I, are very satisfied with VanderSure, more specifically, with Mr. Walter van der Wal’s personal touch of handling matters. I can really advise people to go to Mr. van der Wal with their questions, and requests for help.
I was looking for an insurance broker who could clearly spell out what was and was not covered. VanderSure‘s consultant Walter van der Wal only had to open a new window in his laptop and there it was all laid out, plan by plan, option by option, enabling me to select the insurance coverage I wanted for myself. I met him at a special talk he gave to older expatriates wherer he was very honest about the pitfalls they face in finding insurance coverage, what terms to watch for (the good and the bad) and the difference between Thai and international policies. He has answered my emails even while on holiday and helped me upgrade my plan in the process. I have since referred him to several friends and family, some with greater needs, others with lesser needs, all happy.
Walter, Nuttarut and their team are probably unique…. I have sent a bunch expats to Walter – some he is aware of – many he is not, as I told to just get it done themselves and get in touch with him directly…..OMG, if everybody I am dealing with was only half as reliable, fast, polite, patient and knowledgeable about “his business” as Walter and his team, my life would be 100% more pleasant. Excellent, honest and unbiased insurance service & information. It does not stop after signing up….Highly recommended. Thanks Walt & Team…..From the other Walt…..