Welcome to VanderSure,
We at VanderSure offer the most personalized services possible around your insurance needs. Our consultants do not only set you up with the right insurer, but also offer year around service, one point of contact, leverage strong relationships with insurers to escalate issues, recommendation of hospitals, clinics, doctors, filing claims and underwriting guidelines and a whole lot more. We are here to take care of you and your beloved ones, and this all for FREE. Our insurance premiums are exactly the same as directly with the insurer.
Health Insurance
Health Insurance is probably the most crucial insurance there is, especially as this can affect you immediately and can have massive financial implications!
Life Insurance
Life insurance is most important for your relatives, especially when taking large responsibilities. Be sure your beloved ones can continue living the life they’re living!
Savings & Investments
Especially nowadays in the globalization and the age of digital nomads, pension and savings plans have never been more important since this is not automatically done.
Travel Insurance
Travel insurance is the least crucial insurance if you have already health insurance covering you globally. However if not, then very wise to cover yourself for trip ASAP!
Employee Benefits
Insurance benefits for your employees are becoming more and more important in this competitive environment, let us do a full market review for you with great beneftis.
Business Insurance
This is a group of several insurance policies to protect your business. Depending on your industry which protection is required by law and which ones are recommendable!
We work with more than 80 insurers in Thailand
Our consultants are all well trained and educated within the insurance industry in Thailand. All consultants know all insurers in Thailand inside out, they can advise exactly which insurer will match your requirements on the short and more importantly long term. They will also help with determining your requirements as this is not an easy task, as the private medical insurance sector in Asia can be very different than in your home country, especially if you are from Europe or the Americas.
What Our Customers Say
What are the costs $$ of using VanderSure as your intermediary?
This is very easy to answer, our services are 100% FREE. Our premiums come directly from the insurers, there cannot be any difference in premium. You’ll also still pay the insurer directly, you will not pay us. The insurer does of course give us a percentage of the premium, which are on average around 10 to 15%. If you go directly with the insurer, this 10% to 15% will then go to the insurer directly. By Thai law the maximum commissions earned by an insurance intermediary is 18%, but again this commission is build in into the premium, even if you go directly, always. We are probably the only insurance intermediary that offer this level of transparancy.
Why use VanderSure as your intermediary?
Apart from setting you up on your Insurance plan with the right insurer according to your requirements and wishes, we also do the following around your insurance plan:
- Filing claims and assisting with hospitalization (with us you are not a number like most insurers treating you, but a real client with true personalized service.
- Escalation point to insurers by leveraging our relationships with insurers with more than 80 insurers in the region.
- Negotiation of your renewal premium every year and providing new options from other insurers companies, this way we keep presure on your current insurer to keep the premium low.
- One point of contact with streamlined communication at all times
- Recommendation of hospitals/doctors/clinics all over Asia
- Helping you filing official complains if needed at the regulator once there is a dispute between you and the insurer, which happens often.
- Every year a new full market comparison, to see if you current insurer still offer you the best deal!
- And a whole lot more, and this all for FREE.
All our services are entirely for FREE, our premiums come directly from the insurers, there can’t be any difference.
Why does VanderSure need to tell you which insurer you should go with?
There are hundreds of insurance companies available in Thailand. Each insurers is very different, NOT only on benefits and premium, but also e.g. on:
- Which insurer will have stable premiums in the future?
- Will they increase my premiums according to how much I claim? (experience rating) or will have everyone that is insured with this specific insurer the same rate increase (community rating).
- Which insurer accepts my pre-existing condition(s)?
- Will the insurer bill the hospital directly?
- Which insurer has a good level of service and is issuing GOP’s (Guarantee of Payment) within a reasonable time frame?
- Which insurer offers good maternity or dental benefits?
- Which insurer you should NOT be insured with? There are a lot of insurers out there that you do NOT want to be insured with, with other words they do not enrsure long and short term stabilty.
- Is the insurer financial stable? We have seen many insurers come and go, it is important to be insured with an insurer that will not become insolvent anytime soon.
- And of course a whole lote more, the insurance industry is complex we are trying to make sense of all aspects for you as client, and why there are so many underwriters, re-insurers, re-underwriters, insurance providers, third party administrators, etc. etc.
We work with Local, International and also nationality specific insurers
Some of our Nationality Specific Insurers:
Some of our international insurers:
Some of our Local Insurance Partners:
Speak With an Consultant
All our consultants are trained and know every insurer inside out. They know each plan and their benefits, deductible, fine print, special clauses etc. which they will inform you about.
+66 6 3252 3446
Direct settlement by the insurer
We always recommend to be insured by an insurer that pays the hospital directly, but if it happens that you need to file a claim and be reimbursed we will assist you in full.
+66 6 3252 3446