Car & Motor Insurance by VDS!
Welcome to the world of car insurance in Thailand! VDS is your vibrant insurance intermediary, here to simplify and safeguard your journey on the Thai roads.
Thailand’s diverse infrastructure is adventurous so protecting your vehicle and yourself is essential. We customize insurance solutions to suit your needs and budget, ensuring peace of mind while you explore the roads in Thailand.
Your vehicle is an asset, and our plans provide protection and confidence on the road. Trust us to navigate the complexities of car insurance as your partner in Thailand’s dynamic environment.
What are the three level of car insurance in Thailand?
Class 3 Car Insurance (Third Class)
- Class 3 insurance typically covers only third-party liability. It is the minimum legal requirement for all vehicles in Thailand. It provides coverage for injuries & property damage you may cause to others in an accident but does not cover damages to your own vehicle.
Class 2 Car Insurance (Second Class)
Class 2 insurance provides coverage for damages to your own vehicle in case of an accident, regardless of who is at fault. However, it may offer less coverage than Class 1 and may not include some of the extra benefits found in comprehensive insurance. It may still cover third-party liability depnding on the insurer
Class 1 Insurance (First Class)
- First Class is the highest level of coverage available in Thailand, it is equivalent to comprehensive insurance. It covers damages to your own vehicle, as well as third-party liability for injuries & property damage. It often includes additional benefits such as medical coverage and roadside assistance.
Frequently Asked Questions
Is car insurance mandatory in Thailand?
Yes, third-party insurance (Class 3) is mandatory for all vehicles in Thailand to legally operate on the road.
What does third-party insurance cover?
Third-party insurance covers damages and injuries you may cause to third parties (other people, vehicles, or property) in an accident.
What is comprehensive insurance?
Comprehensive insurance (Class 1) is the highest level of coverage and includes coverage for your own vehicle’s damages, third-party liability, and often additional benefits like medical coverage and roadside assistance.
Is it possible to transfer my car insurance when selling or buying a vehicle?
Yes, it is possible to transfer car insurance when selling or buying a vehicle. You should contact your insurance provider to make the necessary arrangements.
What is the difference between Class 1, Class 2, and Class 3 insurance?
- Class 1 insurance provides comprehensive coverage, including your own vehicle and third-party liability.
- Class 2 insurance covers your own vehicle but may offer fewer benefits than Class 1.
- Class 3 insurance covers only third-party liability.
How are insurance premiums calculated in Thailand?
Premiums are typically calculated based on factors such as the vehicle’s make and model, the age and driving history of the insured, and the chosen coverage level.
Can I purchase additional coverage for my car insurance?
Yes, you can often purchase additional coverage options, such as coverage for natural disasters, theft, or personal accident coverage, depending on the insurance provider.
Other Insurances
Business Insurance
Protect your business, and opt for one the P&C (Property and Casualty) insurance policies.
Travel Insurance
Never go traveling without travel insurance, inpatient cover should always be taken out.
Health Insurance
Protect you and your family for unforeseen medical costs in Thailand.
Put You & Your Car in Good Hands
Get In Touch
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